Personalized Usage-Based Insurance
Better risk assessment with real driver data
Improve loss ratios.
01
Telematics-based data is a poor proxy for driver risk
Auto insurance companies with UBI have incomplete data.
Current UBI is monitoring the vehicle but not the most important component of safety and the root cause of 94% of accidents - the driver.
WingDriver brings you real driver data.
02
(Re)calculate risk assessment with real driver behavior
- Track and analyze drivers’ driving
- Measure driving with fatigue, microsleep and distraction
- Detect (and stop) cell phone usage
- Detect eating and other dangerous actions while driving
- Confirm wearing of seat belts
- Correlate with harsh maneuver data (yours or ours)
Determine the true risk for each driver
And, importantly, mitigate accidents before they happen!
03
Accurate risk assessment = Improved loss ratios = Increased profit
By preventing collisions with real-time alerts, drivers will drive safer, cost related to insurance and repairs will be decreased and data can be used to support fair and accurate claims processing.
92% reduction of dangerous driving behaviors
The real-time visual and sound alerts impact driver behavior.
Users reduced up to 92% of their in-cabin alerts during a 3 months pilot.
80% potential savings on accident-related costs
Top WingDriver user-based data suggest a potential 80% savings on accident-related costs.
i.e: fleet down-time, driver absence, vehicle repairs, insurance
i.e: fleet down-time, driver absence, vehicle repairs, insurance
